Mortgage page update

The last few months it seems that I am doing more and more budget work, getting my clients ready to buy either their 1st home or more properties. I posted an article on my Mortgage Info page about budgets, check it out.

In Rainbows

Radiohead announced October 1st,on its blog, casually as if they were talking about a night at the pub, that they were releasing a new album in ten days. At first I didn’t give it much of a thought other than I was happy that I didn’t have to wait six months for the album. Yesterday, I went to the site and found out that by choosing the download option, I got to decide what this album was worth to me. Yes, I actually paid for music!

I don’t normally read too much news, which is why I just found out about this, but it has been a blast reading how people are responding to this beautiful act of vulnerability. There are two general questions that I see being raised. The first being, is it going to work, which is really, are they going to make any money? Who cares, it is clear that they want their fans to decide the value of the new album. The second being, how is this going to change the business, which is really, are middle men in the music business still going to make money? There are very few bands in a position to let their audiences decide what to pay so, yes there is still money to be made.

It is not hard for me to sit and dream, of a society that relies on each other to define value, putting aside self for others and actually believing that as I take care of others, I in turn will be taken care of. What would happen if we all followed the model that Radiohead is taking with In Rainbows and let whoever is receiving what we do dictate honestly its worth?

So what did I pay for In Rainbows?

I’ll never tell

Oh the Drunk Dial

So I got drunk dialed a while ago by an ex. It has been a good three years since we last talked and I am still not sure what to do with hearing from her. For the most part I have processed and worked through the hurt that was done in that relationship both by me and to me. Apologies were made and in all honesty I was under the impression that I would never hear from this girl again. Tara and I were in NY and the call came in at about 2:30 in the morning. I thought that I recognized the # but I wasn’t sure. We talked for a little bit and caught each other up on the major happenings over the last years and left it at that.

This late night phone call causes an array of thoughts to spur in my head. I am a person that hates to say good-bye to or end a relationship. I understand the depth of relationships will change, but to end completely OUCH. This one on the other hand needed to end. Both of us were horrible to each other but yet we could not get enough of each other either. Back and forth over the years we would never quite end it. I was talking with Tara about her; I have such a rad wife. This ex of mine is a beautiful woman with a great head on her shoulders. She is more than capable of wise decisions and does make some. She is also a woman that has been shit on more than any I know. She is strong and takes the ride of life well and is deserving of commendation.

When things change, people die or relationships end it is so important to look back at the experience and take a survey. Mostly an assessment to make sure that you are processing the termination, finding where you are hurt, reconcile that hurt and go on.

And of course I have to show off my beautiful son

beautiful-smiling-boy.jpg